Credit Card Safety Tips for Online Shoppers

Written by Business magazine. Posted in Chargebacks, Merchant credit card processing, Secure payment options

High risk merchant account

In 2012, 66.1% of people who were interviewed in China on the use of online payment services stated that they use multiple passwords or complicated passwords. Today, the threat to online payment services is real, and fraud is hitting new heights with each passing year. As a user, you can take several measures to protect yourself against identity theft and credit card fraud

1. Avoid Public Places

Public networks and computers are less secure so the risk for theft is undeniably high. Some of these computers feature a keylogger software that saves all the keystrokes such as your login details and credit card number. You are not safe

5 Tips to Avoid Chargebacks

Written by Business magazine. Posted in Card not present fraud prevention, Merchant credit card processing, Payment processing services


More and more people are buying things online. E-commerce generates more than $931,000 every 30 seconds from computers and nearly $270,000 worldwide. Moreover people tend to spend more when shopping online than in traditional brick and mortar stores. The average American online purchase is for about $80. When people shop online, may know exactly what they are going to get and where they are going to get it. Nearly half (48%) say they have decided these two things before they go online to buy it. Most of this shopping online is done with a credit or debit card making it critical that e-commerce sites have a good merchant payment gateway company. This is crucial for providing stores with chargeback protection for ecommerce.

Chargeback is the term used when a customer disputes a claim on their credit card stat